Car Insurance and Liability Coverage

Do you know how much liability protection you have under your car insurance policy? Responsible person driving a car should have adequate auto liability insurance. Texas, the state required minimum coverage is $ 25,000. So if you have a wreck that is your fault, your insurance company to pay the 25,000 other people will fix the car.

That's all well and good if the repairs are $ 25,000 or less, but what happens if the car instead of cars and the total price is $ 40,000? Good news, your insurance company to pay the first $ 25,000 and the bad news is you will be responsible for another $ 15,000. Your insurance policy is a contract between you and your insurance company.

Whether they will pay only the policy limit to how many dollars it would repair the other car or cars. When you are shopping for car insurance than the state minimums for sure to get quotes. Minimum required by law to increase their coverage to be adequately protected usually have a couple of dollars a month. If you are on a tight budget and cut back on your car insurance, your liability coverage limits before cutting the need to consider higher deductibles.

When getting car insurance quotes, the price is and you should always consider. Liability coverage for your car insurance policy, an area where you do not have to cut corners. Well over $ 50,000 cost of many cars on the road today. The next time your car insurance policy comes in the mail, sure to limit liability and ensure the amount you repair or replace the person's car if you are taking will be responsible for the accident.

Important Disclaimer: Article Comments provided by the author are general information purposes only and are not intended to substitute for informed professional advice. Comments or views expressed by the author are his alone. Author of any claim, loss, ariticle accessed through any of this information or as a result will not be held liable for damages. Authors opinion alone and any company or companies that may be associated with the author are not.

Tony R. Jones for the past 20 years has been involved in the casualty insurance business. Large and the Dallas Fort Worth auto insurance company in the U.S. market an agency operating Tony has a wealth of knowledge on almost every aspect of accident insurance. Tony taking a complex subject like insurance and it's easy to understand is a master.

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